Sara (Financial Obligation Camel) says

The easiest argument is that the 6 years begins from the standard notice. Which will imply that it had been maybe maybe not statute barred and won’t be statute barred if the CCJ is taken away, because the clock prevents if the CCJ ended up being sent applications for. On that foundation you might settle (or make re re payment arrangement) for less than you could possibly get while you don’t would like them straight away beginning a fresh court instance.

So it was already statute barred talk to National Debtline and/or post on the Legal Beagles forum if you want to try to argue that the 6 years runs from an earlier point.

There was another good reason why your debt might be unenforceable – if the creditors cannot produce the CCA agreement for the financial obligation. [Read more…]